When you sign up for Viasat, you will accept the terms of their customer agreement. Like many customer agreements, it affords Viasat the right to check your credit history as well as report it. The agreement reads, “You authorize Viasat to report both positive and negative information about your payment history to any credit reporting agencies.”
Whether or not Viasat will report this information is uncertain, but they are allowed to do so. This is fairly normal for companies to do, so it’s not surprising that Viasat includes this clause in the agreement. Your credit history must come from information somewhere, and without companies reporting your activity, the bureaus wouldn’t have the information.
Credit bureaus use this information by providing companies with credit scores and other information related to a customer’s credit. The intended purpose is to help these companies make strategic decisions about the economic viability of providing services to customers based on their past economic activities. Many internet providers, including AT&T, Verizon, and Viasat will run a credit check before accepting a potential customer.
Fortunately, Viasat only runs soft credit checks. This is good for a couple of reasons. First, all they need is your name and address. You won’t need to hand over your social security number. Second, a soft credit check doesn’t affect your credit score. A hard credit check can take off a few points but Viasat’s checks will leave your score unscathed.
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